Fixed Rate Mortgage

Stable interest rate and monthly payment throughout the life of the loan. 10, 15, 20, 25, and 30 year options offered.

Adjustable Rate Mortgage

Low interest rate for the first 5, 7, or 10 years. Following that initial term, your rate and monthly payment could fluctuate based on prevailing interest rates.

FHA Loan

Government-insured loan program with low credit requirements and closing cost flexibility. 15 and 30 year options offered. Popular among millennials and first-time homebuyers.

VA Loan

Loan option exclusively for those affiliated with the military: active duty personnel, veterans, reservists, National Guard members, or surviving spouses are eligible. This loan has low credit requirements and closing cost flexibility.

Jumbo Loan

A large loan that exceeds the limits of conventional loans. These generally have stricter borrowing qualifications.

Home Equity Loan

A loan that allows you to borrow against the value of your home.

Home Equity Line of Credit

A revolving line of credit you can use when you need it, similar to a credit card.

Refinancing

Refinancing a mortgage means paying off an existing loan and replacing it with a new one.

Mortgage Insurance

An insurance policy which compensates lenders or investors for losses due to the default of a mortgage loan.